TYPES OF INSURANCE

Third Party Liability (TPL)

This is a basic insurance, which  includes coverage on bodily injury to persons other than the driver (up to EURO 440,205.43) and property damage (up to EURO 88,041.09) to anything other than the "MAGIC CARS" vehicle.


Personal Accident Insurance (PAI)

This option covers the authorised drivers, passengers and personal effects. As with any insurance policy, there are exclusions which affect the cover provided. Full details of the cover and conditions will be given to you from "MAGIC CARS" office. Please see below for a brief summary of cover.

 

Coverage

Maximum

Loss of life or total / partial permanent disability for the driver  EURO  44,040.54
Loss of life or total / partial permanent disability for each passenger          EURO  17,608.22
Medical expenses (for the driver and each passenger)  EURO    1,467.35
Aggregate indemnity for every accident  EURO  88,041.09

Collision Damage Waiver (CDW)

This option limits your financial liability for damage to the "MAGIC CARS" vehicle, its parts and accessories, except theft, attempted theft or vandalism, provided the vehicle is used in accordance with the terms and conditions of the rental agreement.
Please note that CDW may be mandatory and included in some contract or preferential rates. If CDW is declined, you will be responsible for the full value of the vehicle.
CDW non-waivable excess. All rentals are subject to a non-waivable excess, ranging from EURO 650.00 to EURO 1,100.00, depending on the vehicle group rented, for which you are responsible in the event of damage to the "MAGIC CARS" vehicle during the rental. For Prestige vehicles, the non-waivable excess ranges from EURO 1,100.00 to EURO 1,300.00, depending on the group rented.
You can further reduce your excess liability; please refer below to "Super Collision Damage Waiver (SCDW)" for additional information.
In case of accident due to the renter's liability the renter has the obligation to pay a non-refundable fee of EURO 15.00 to cover administration expenses.
If you choose to rely on your credit card for cover, we strongly recommend that you fully understand the terms and conditions of any cover provided by your credit card company before you decline any of our optional services. For further information, please contact us.


Liability Insurance Supplement (LIS)

This is an option which increases third party cover to an unlimited amount for injury to persons other than the driver and the authorized drivers and up to EURO 3,000.000.00 for property damage to anything other than the "MAGIC CARS" vehicle.


Super Collision Damage Waiver (SCDW)

If you opted for, or if your rate includes Collision Damage Waiver (CDW), you may also wish to purchase an additional protection, “Super Collision Damage Waiver (SCDW)”, to further reduce the limited liability in case of damage, provided the vehicle is used in accordance with the terms and conditions of the rental agreement. Super Collision Damage Waiver (SCDW) is not available if you are less than 25 years old, nor for customers on business contract rate rentals. Super Collision Damage Waiver (SCDW) can only be purchased at time of pick-up at "MAGIC CARS" office. Super Collision Damage Waiver (SCDW) does not cover broken / loss of keys, contamination of fuel, tyres and under parts of the vehicle, vandalism or broken windows.


DRIVING RESTRICTIONS

"MAGIC CARS" vehicles cannot be driven and / or dropped off outside the island of Skopelos. Should these restrictions be ignored, all insurance (Third Party Liability, Personal Accident Insurance, CDW), if accepted, shall be deemed, null and void. The driver will be held fully responsible in case of damage to or loss of the vehicle and will bear all consequences, including the cost of repatriation of the damaged vehicle.


ADDITIONAL DRIVERS DAMAGES & COVERAGE
The person named on the reservation booking must be the main driver, present at time of rental and payer of any rental charges. Additional drivers other than the primary renter can be added with a fee of 3 euros per day. The additional driver must be physically present at the counter along with the primary driver, and must also produce his / her own driver's licence as well as meet the minimum age requirements for the rented car group.  Please note that there is no coverage for the damages caused by drivers not registered.


Telephone: +30 24240 23 250 - Mobile: +30 6973 790 936 - Email: magiccars@skopelos.net